Embrace Home Loans is licensed in 46 states. Since 1983, we have helped hundreds of thousands of individuals and their families purchase new homes, lower their monthly payments, and consolidate high-interest debt so they can enjoy some extra spending money. In the last 12 months, our mortgage specialists helped arrange close to $3 billion in homeowner loans – in person, over the phone, and online! We have the experience and the resources to be your mortgage lender for the long haul. When you work with Embrace Home Loans, there’s no middleman; Embrace is a direct lender. We don’t make decisions exclusively based on your credit history, because we want to lend to people, not numbers. You won’t pay an application fee, and we arrange your entire loan over the phone with the option to close in as few as 21 days. From our corporate headquarters in Rhode Island, we employ approximately 400 Mortgage Specialists and supporting staff to provide you with the personalized home financing you need to reach financial stability and achieve your dreams. From our 20 Retail Branch Locations, you work directly with a Loan Officer in your area or state. Our Embrace Home Loans Mortgage Specialists will be happy to lend you a hand in choosing the right loan product for your situation. We are an active member of the Mortgage Banker’s Association of America. We are an Equal Housing Lender and an accredited business of the Better Business Bureau. Are you ready for a new beginning? You deserve it. Give us a call today. Or fill out our quick, no-obligation, and confidential form.